There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.



We are frequently called upon by business owners to consult on critical company-provided employee benefits. Whether to evaluate a health insurance plan for cost effectiveness or to install a new 401(k) retirement plan, our advisors supply the needed counsel to business owners to make quality, cost-effective decisions.

On the retirement plan side, we help define your business’s needs and then create and implement a plan designed to achieve objectives for both the plan trustees and participants. As an independent firm, we offer unbiased plan selection and personal availability to participants and administrators.

Our investment platform services include:

  • Evaluation and analysis of existing plan
  • Research and presentation of plan options
  • Plan set-up or conversion
  • Draft an Investment Policy Statement
  • Ongoing investment management of plan assets
  • Ongoing employee education
  • Support for plan record keeping and administrative function

Newcastle Financial Advisors can also integrate the personal retirement planning of business owners with the company provided plan. We help individuals and families with comprehensive financial services including financial planning, investment management, asset protection, and coordination of estate and tax planning.

When business owners begin to plan for the succession of their company, advisors at Newcastle Financial are called upon again for their experience. As the buy-sell plan gets formulated, Newcastle provides ideas for the plan structure and funding programs to secure the agreement.


At Newcastle Financial Advisors we provide individuals and their families with comprehensive financial services including financial planning, investment management, asset preservation, and coordination of estate planning and tax planning, as applicable. Many clients first come to us due to a single issue or need, such as a retirement plan rollover or life insurance concern. For many, retirement planning counsel and investment management are primary concerns.

We want to help you identify and prioritize your financial goals as well as assess your current financial situation. Through a multi-step financial planning process, we develop long-term strategies to help you work towards your financial goals and account for “what if” scenarios and life’s inevitable, if not always predictable, changes.

Through the years, we will continue to monitor your investment progress against the goals laid out in your financial plan. We will meet with you regularly to evaluate and update your plan as needed. Mostly, we will be here as an objective advisor for any and all of your financial decisions. Being confident that your financial affairs are in order is our overriding goal.

Families with Special Needs

Planning for the personal needs and financial security of a loved one who is disabled or has special needs may seem overwhelming. While the process may not be easy, it doesn’t have to be difficult. All you need to do is take the time to understand the basics, get the professional help you need, and proceed in an organized fashion.

What is Special Needs Planning?

  • Balancing your present and future needs with your loved one’s present and future needs
  • Create and implement personal care, financial and legal plans
  • Learn about the Government/Federal Benefits for your loved one
  • Appoint a guardian and/or conservator to follow through with care in your absence

One of the most important parts of Special Needs Planning is to calculate the approximate supplemental cost for the life of the individual with special needs today and when the main caretakers are gone. The services we provide can help improve the quality of life for people with disabilities and special needs and give you the confidence that your loved one‘s needs will continue to be cared for and supported.